Alternative to COBRA

COBRA Alternative and when should you consider it? You should consider a COBRA Alternative if you have no pre-existing conditions and want continual coverage. Short term, temporary medical health insurance. Instantly calculate your premium and apply right online.

Health Insurance When You Are Unemployed

Having no health insurance when you are unemployed can be uncertain. Most people who end up being terminated or laid off find that they have no health coverage in case of illness or injury. One of the ways a recently terminated, laid off or resigned employee can get health insurance is to continue for a period with his or her previous employer's insurance coverage. This is provided by federal regulation which was enacted in 1986 in the form of the COBRA act.

COBRA Alternatives For Unemployed

What is COBRA?

COBRA is not health insurance, as some people think. It is a law that protects some terminated employees. It provides an extension of group health insurance for eighteen to thirty six months after employment is terminated. All companies do not have to offer the extension though.

When to Consider a COBRA Alternative

If you have been laid-off from work, fired or have quit your job and are looking for another one, it is time to take a look at COBRA and COBRA alternatives. An acronym for the Consolidated Omnibus Budget Reconciliation Act that became a law in 1986, COBRA allows you to maintain group health insurance benefits, even after you have experienced a job-loss or employment-hour reduction.

COBRA health insurance in California

COBRA is continuation of a prior California group health insurance through your previous employer.

Alternative to COBRA

As more and more people loose their jobs, the population of uninsured Americans swells. And paying for health insurance, along with everything else, weighs heavily on a multitude of minds these days. When it comes to options, COBRA may be the buzzword, but a alternative called individual medical insurance may offer a more palatable solution.

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