Group Health Insurance Comparison
Amthem Blue Cross group health insurance quotes for small employer businesses. With simple online process you get instant group health insurance quotes for your business.
Group health insurance quotes will very depending out where your business is based, number of the employees you have, general health status of all the employees, industry sector (the riskier the industry, the more health insurance will cost), plan selection and your plan design (deductible, co-pay, prescriptions).
Anthem Blue Cross offers veriety of group health insurance plans, including, HSA (Health Savings Accoutns), HMO (Health Maintenance Organization) and PPO (Preffered Provider Organization)
When getting Blue Cross group health insurance quote if you need any assitance give us a call, email us or use our live chat feature to get your questions answered.
Get a Group Health Insurance Quotes for:
Group health insurance quotes are for a policy which is a contract between the insurance company and business owner. The group contract is for six months to a year. It does not mean that you cannot cancell your health group plan or change to a different company. You can alwasy cancell your group health insurnace plans or switch to a different health insurance company. The type and amount of services and costs that will be covered by the plan are specified in advance, in the member contract or Evidence of Coverage booklet. The individual policy-holder's payment obligations may take several forms:
- Premium: The amount the policy-holder pays to the plan each month to purchase health coverage.
- Deductible: The amount that the policy-holder must pay out-of-pocket before the health insurance plan pays its share. For example, a policy-holder might have to pay a $500 deductible per year, before any of their health care is covered by the health plan. Most plans cover preventative care before the deductible.
- Copayment: The amount that the policy-holder must pay out of pocket before the plan pays for a particular visit or service.
- Coinsurance: Instead of paying a fixed amount up front (a copayment), the policy-holder must pay a percentage of the total cost up to Out Of Pocket Maximum.
- Exclusions: Not all services are covered. The policy-holder is generally expected to pay the full cost of non-covered services out of their own pocket.
- Coverage limits: Some plans only pay for health care up to a certain dollar amount. The policy-holder may be expected to pay any charges in excess of the plan's maximum payment for a specific service.
- Out-of-pocket maximums: Similar to coverage limits, except that in this case, the member's payment obligation ends when they reach the out-of-pocket maximum, and the health plan pays all further covered costs.
