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It seems when ever I am browsing internet are reading what people are saying about healthcare reform I run in to way too many article that claim that group plans are cheaper. I just read an article on "9 Ways on How to Save Money on Your Health Insurance". In that article it said that if you have some sort of business and you get a small group plans you will end up paying less for your health insurance. The person who wrote that article obviously has no clue about health insurance industry. Group plans are never cheaper then individual health insurance.

There was a time when working for a reputable company provided health insurance, vacation, sick days, a retirement plan, and maybe even life insurance. Some companies offered these benefits as part of the employment package, others as a co-pay option far below the cost of individual insurance. These days, however, having a job doesn’t guarantee coverage.

Health insurance is one of the key benefits that employees look for on a job. So much so that one of the considerations that a professional faces when thinking of when going self-employed is whether health insurance will be available and how much it will cost.

For most of us, the ways to go about saving money on healthcare expenses aren't always obvious. We don't see doctors offering coupons. Or hospitals that hold Presidents Day sales. And there's no such thing as free demonstrations for do-it-yourself surgeries.

Myth: Higher health care costs are the result of continually rising insurance premiums, inflating the price of health care.

Just the opposite is true. Because insurance is a means of financing health care, premiums have to track the underlying cost of health care services. Those underlying costs have been rising and insurance premiums have simply kept pace.