New Health Plans ClearProtection and CoreGuard from Anthem Blue Cross

Submitted by Anonymous on Tue, 02/09/2010 - 17:31
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Anthem Blue Cross just have release tow new plans to combat current rate increases. If you were part of the recent rate increase with Anthem Blue Cross then you can switch to one of the new health plans and avoid recent rate increase. Tow new plans are called ClearProtection and CoreGuard. In the Comparison below you will see me comparing ClearProtection, CoreGuard and SmartSense. Earlier in2009 when SmartSenseSmartSense was the most comprehensive and was the best value for the money in California. With new rate increases Anthem Blue Cross has some out with new even more competitive plans. You can easily switch to any of the new Anthem Blue Cross plans with no underwriting. Just fillout change of coverage form. Below is an example of a plan comparison for 35 year old female living in San Francisco (Zip Code 94134). If you have any questions or need personal assistance contact us by contact form, live chat at the top of every page or give us a call at 1-800-569-1156

Plan Name: ClearProtection
ClearProtection 3300		 CoreGuard
CoreGuard 2500		 SmartSense
SmartSense 2500 ded 70/50 w/ Comprehensive Rx
Monthly Premium: $91.00 $96.00 $137.00
Plan Type: PPO PPO PPO
Annual Deductible: $3,300/$6,600
single/family		 $2500 single/$5000 family $2,500/$5,000
single/family
Annual Out-of-Pocket Maximum (in addition to deductible): $3500 single/$7000 family $3500 single/$7000 family $2,500 / $5,000
Coinsurance (In-Network): Inpatient: 40%; Outpatient 100% 50% 30%
Office Visits (In-Network): $40 copay for first 2 visits per member per year, deductible waived 50% $30
Drug Coverage: Generic/Limited Brand Generic/Limited Brand Brand and Generic
Benefit Highlights: 2 Year Rate Guarantee    
 

Note: Please note that premium rates may be subject to change based on responses to application questions, age of applicant(s) and/or scheduled rate adjustments.

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