California Prices Significantly Lower Than States with Guarantee Issue

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California’s prices are near the national average for families and individuals. They are also dramatically lower than states with guaranteed issue (GI) of coverage. According to a survey done by America’s Health Insurance Plans (AHIP),2 the annual cost of coverage in California is only $5,884 for a family of three and $2,565 for individuals – 25 to 50 percent cheaper than premiums charged in Massachusetts, New Jersey, and New York where all insurers must guarantee issue all products.

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