It's Time to Cover Your a to z and Tonik Ready to Do It

Submitted by Anonymous on Wed, 10/10/2007 - 19:02

Have you heard about health plans called Tonik, the health insurance plans for thrill-seekers, part-time daredevils and calculated risk-takers? These three Individual PPO plans are simple and straight-up giving you the benefits you need without making you pay for things you dont want.

A Tonik plan covers you for the everyday, preventive stuff (like checkups) and the more dramatic encounters (like, dare we say, knee surgery). And the application is quick and easy its all online and only takes about 15 minutes. Tonik does not include maternity coverage.

Tonik plans are offered by BC Life & Health Insurance Company, an affiliate of Anthem Blue Cross.

Blue Cross has been covering A-Zs all across California for 70 years, so you get to use their huge network of doctors and hospitals – and lots of other perks.

Tonik health insurance plans include immediate coverage for:

Doctor visits you pay just $20, $30 or $40 to see a doctor, depending on the plan you pick
Generic prescription drugs – your copay is only $10
Emergency room care
Dentist appointments
Eye exams, glasses or contacts

HEALTH PLAN	Calculated Risk Taker	Part-Time Dare Devil	Thrill Seeker
	(X422)	(X423)	(X424)
	"TONIK HEALTH 1,500"	"TONIK HEALTH 3,000"	"TONIK HEALTH 5,000"
Doctor Visit Co-pay	$40	$30	$20
	(unlimited visits/yr)	(4 visits/yr)	(4 visits/yr)
	Covers lab work,	Covers lab work,	Covers lab work,
	X-rays, Preventative Care and Professional Services you receive in your Physician's office during your office visit.	X-rays, Preventative Care and Professional Services you receive in your Physician's office during your office visit.	X-rays, Preventative Care and Professional Services you receive in your Physician's office during your office visit.
Annual Deductible *(In Network)**	$1,500 Max out Pocket (Worst Case Scenario)	$3,000 Max out Pocket (Worst Case Scenario)	$5,000 Max out Pocket (Worst Case Scenario)
Annual Deductible *(In Network)**	If you have a $250,000 hospital stay, $1,500* all you pay. That's it!!!	If you have a $250,000 hospital stay, $3,000* all you pay. That's it!!!	If you have a $250,000 hospital stay, $5,000* all you pay. That's it!!!
Prescription Drugs *(Generic Formulary Only)**	$10	$10	$10
Emergency Room	*$100 Co-pay	*$100 Co-pay	*$100 Co-pay
Inpatient Hospital	$0 after the deductible is met	$0 after the deductible is met	$0 after the deductible is met
Dental	$25 Deductible for Fillings	$25 Deductible for Fillings	$25 Deductible for Fillings
Cleanings, Exams X-rays	$0, 2 free per year	$0, 2 free per year	$0, 2 free per year
Cleanings, Exams X-rays
Fillings	BCC pay 80% up to $500,	BCC pay 80% up to $500,	BCC pay 80% up to $500,
Fillings	you pay 20%.	you pay 20%.	you pay 20%.
Vision	$50 Reimbursement	$50 Reimbursement	$50 Reimbursement

Weve made the rates painless, too. If youre 19-29 years old, rates can be just $77-$164 per month, depending on the plan you pick, where you live, your age and your medical history.*

Chances are, youll know right away if youre approved, and your cool member ID card and other stuff will come in the mail soon.

Now go have fun. Tonik has you covered.

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