Lumenos Health Incentive Account (HIA) plan

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A healthy lifestyle helps build your savings for medical expenses. This Lumenos HIA plan combines traditional health coverage with a health incentive account funded by financial “reward” credits that you can earn for living a healthy lifestyle. You use your HIA funds to help pay for qualified medical expenses. However, preventive care services are 100% covered as long as you use in-network providers. Plan highlights:

  • Rewards you for living a healthy lifestyle
  • Traditional health coverage protects you from major medical expenses
  • Includes access to online health and wellness tools and services

For extra security, we offer dental and life insurance plans that you can add to your medical coverage.

Click here to learn how the Lumenos health plans work

If you have questions:

Get a quote and apply online now!