Lumenos Health Plans

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Take control of your health and health care savings. Welcome to the future of health care coverage! Our Lumenos health plans:

  • Give you the ability to manage and control your health care dollars.
  • Are designed to help you lower your out-of-pocket health expenses while improving your health and wellbeing.
  • Focus on preventive care with no deductible for things like physical exams and health screenings.
  • Feature online tools that help you make better health care decisions, estimate costs of care, maintain your health and much more.

For extra security, we offer dental and life insurance plans that you can add to your medical coverage.  

Click on the links below for details about our Individual Lumenos plans:

Designed to work in conjunction with a qualified high-deductible health plan, an HSA is funded entirely by your own contributions and is used to pay for eligible medical expenses. Your HSA contributions may have tax advantages.

Designed to work in conjunction with a qualified high-deductible health plan, an HIA is funded entirely by reward credits that you can earn by taking certain steps to improve your health.

Works like the HIA plan, with additional quarterly contributions from Anthem.