Smart Sense Plans
Introducing SmartSense. Smart health coverage with sensible savings. If you want reliable, essential protection at some of our lowest monthly rates, SmartSense could be the health plan you’re looking for. What makes SmartSense so smart is how it balances solid health coverage with opportunities to save money, including:
- A wide range of annual deductible/monthly rate combinations. Just choose the one that fits your budget.
- Lower rates on services when you use our network of more than 50,000 doctors and 400 hospitals. This means your share of medical costs will be lower, too.
- Immediate benefits for your first three in-network doctor visits. You’ll just have copays with no deductible to meet.
- A choice of prescription drug benefits (brand-name and generic drugs, or (generics only). This helps keep your out-of-pocket prescription costs to a minimum.
- Health and wellness programs. The healthier you are, the more you’ll save on health care.
- Out-of-state coverage. This protects you from the high cost of unexpected emergencies when you travel.
For a total benefit solution, we also offer a wide range of dental and term life coverage options. Want to know more? See the following benefits-at-a-glance for a detailed look at the benefits SmartSense offers. If you have any questions, you can:
- Click here for our SmartSense Plus Plans brochure