Anthem Blue Cross Health Insurance

Quality healthcare is important but so is afford ability. The Individual HMO Plan from Blue Cross of California gives you both.
The Individual HMO Plan features many of the same benefits as the HMO Saver Plan. But it has no deductible, so your coverage starts immediately. You get a simple plan with straightforward benefits. Having an Individual HMO Plan means getting comprehensive care at a low cost.
Individual HMO Plan Features
With the Blue Cross Individual HMO Plan, you get:

The HMO Select Plan gives you affordable health coverage with predictable out-of-pocket expenses. It's ideal for families and people who need comprehensive coverage at a reasonable price.

With an HMO plan, you'll choose your doctor from a large network of healthcare providers throughout California. The HMO Select network includes more than 14,000 doctors in 22 California counties. And when you get care, the expenses you'll have to pay will be affordable.

HMO Select Plan Features

With the Blue Cross HMO Select Plan, you'll get:

Looking for an HMO plan with low premiums? Want to get access to quality preventive care and coverage for prescription medications? Look at the HMO Saver Plan from Blue Cross.

Unlike many HMOs, the Saver Plan features a $1,500 deductible. That means you enjoy lower monthly premiums, and lower copays. The HMO Saver Plan also gives you prescription drug coverage.

If you can afford to meet the deductible, the HMO Saver Plan will keep your monthly insurance bill more much lower than most plans. And once you meet the deductible, you enjoy low out-of-pocket expenses.

Health Maintenance Organization plans HMO plans for short offer affordable coverage with predictable expenses.

HMO plans are able to offer affordable healthcare by controlling the costs of elective care. In an HMO plan, your healthcare is organized by a primary care physician. This physician is responsible for your routine care and exams, and refers you to specialists when needed. HMO plans are cheaper than PPO plans for the compareble benefits. HMO plans also have a smaller network of healthcare providers.