Anthem Blue Cross Health Insurance

The Lumenos HIA Plus Plan from Blue Cross of California puts you in charge of your healthcare decisions. With the HIA Plus Plan, Blue Cross gives you $500 a year ($1,000 for family plans) to spend on any medical expense you choose. Spend it on prescription drugs, medical supplies, or pay it toward your plan deductible.

Blue Cross funds your account quarterly. So every 3 months individuals will get $125, and families will get $250. And you can earn even more money for your account through the Healthy Rewards program.

Isn't it about time a health insurance company rewarded you for making healthy decisions?

That's exactly how the Lumenos Health Incentive Account Plan from Blue Cross of California works.

The Lumenos HIA Plan gives you an account to pay for any medical cost you choose. The account is funded entirely by Blue Cross of California. They'll put money in your account when you complete programs designed to make you healthier. These programs include:

How does getting extra money from the government sound?

With the Blue Cross Lumenos HSA Plan, any money you deposit in your HSA reduces your taxable income so you pay less in taxes. And once you've met your plan’s deductible, you’ll enjoy 100% insurance coverage on many of the most common healthcare expenses. And yes, you can use those tax-advantaged dollars to pay your deductible.

What Is an HSA?

Shouldn't you be in charge of your healthcare decisions?

Now you can be. The new Lumenos plans from Blue Cross of California give you control over your healthcare. That means you control where your healthcare dollars go. Nothing comes between you and your doctor. And with the Lumenos Health Incentive Account plan, Blue Cross will actually reward you for making healthy decisions.