What are my benefits under Federal COBRA and Cal-COBRA?

  • You have the same benefits as other employees in the same plan.
  • If other employees have open enrollment periods when they can change from one plan to another, you can too.
  • If the employer changes the employees from one plan to another, you change too.
  • You have no restrictions because of pre-existing conditions.
  • If the group plan offers specialized plans, such as dental or vision plans, they must be offered to you also. However, if you change to Cal-COBRA from Federal COBRA, these specialized plans do not have to be offered to you.