I’ve had a serious health condition that appears to be stabilized. Can I buy California individual health coverage such as Blue

Depending on what your condition is and when it was diagnosed and treated, you can probably buy California health insurance. However, the insurer may do one of three things:

* provide full protection but with a higher premium, as might be the case with a chronic disease, such as diabetes;
* modify the benefits to increase the deductible;
* exclude the specific medical problem from coverage, if it is a clearly defined condition, as long as the insurer abides by state and federal laws on exclusions.

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