What are the advantages of using network providers?

Receiving services from Anthem Blue Cross PPO Providers can substantially reduce your out-of-pocket costs. These lower costs are due to negotiated rates that Anthem Blue Cross PPO providers agree to accept instead of their typical fees, and generally, benefits paid for non-participating providers are more limited. You do not need to make payment for services, unless your plan has an office visit copay, when you receive care from Anthem Blue Cross PPO providers. Anthem Blue Cross PPO providers file claims to Anthem Blue Cross for our members, then bill you for remaining portion of their charges. You do not have to file a claim form for services rendered by Anthem Blue Cross PPO providers.