What health conditions will cause a health insurance company to automatically refuse or deny my application for insurance?
There are many medical conditions that may cause an insurance company to automatically deny or not approve your application. These may include the following:
- Health problems for which you have not seen a doctor;
- Health problems that a doctor cannot explain;
- Health problems for which you have not completed treatment.
An insurance company may also automatically deny your application for the health conditions below. There may be other health conditions that are not on this list.
- AIDS;
- Pregnancy, pregnancy of your spouse or significant other, planned surrogacy or adoption in process;
- Cancer, under treatment;
- Sleep Apnea;
- Severe mental disorders, such as major depression, bipolar disorder, schizophrenia or psychopathic personalities;
- Heart disease;
- Renal failure or Kidney Dialysis;
- Diabetes with complications;
- Cirrhosis;
- Multiple Sclerosis;
- Muscular Dystrophy;
- Systemic Lupus Erythematous;
- History of transplant;
- Lymphedema;
- Current infertility treatment;
- Hepatitis;
- Hemochromatosis
