How do I know if my company qualifies for group health insurance?

Your company will probably be eligible for a small business plan if it meets the following criteria:

  1. Your company consists of at least two full-time owners, officers, partners and/or employees, as verified by officially-filed state quarterly wage and tax statements (e.g., NYS-45 in New York and DE-6 in California) or annual federal tax return documents;
  2. Your company is a legitimate business entity (i.e., your company was formed for a purpose other than to obtain insurance), as verified by one of the following documents:
    • A business license or fictitious name filing (proprietorships and partnerships);
    • Articles of incorporation (corporations); or
    • Articles of organization (limited liability company).
  3. Your company meets the minimum employer contribution percentage set by the insurance company.

Please note that eligibility criteria may vary among insurance companies and by state. If you have any questions about your company's eligibility for a particular small business plan, please call one of our licensed representatives Mon - Fri, 6AM-5PM PT at 707-578-3333.

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