Insurance Plan Summary |
|
Company |
|
Plan Name |
Individual Select HMO |
Plan Type |
HMO |
Primary Care Physician Required |
Yes |
Specialist Referrals Required |
Yes |
HSA Eligible |
No |
Out-of-Network Coverage |
No |
In-Network Coverage |
|
Coinsurance |
None |
Office Visit |
|
Primary Doctor |
$25 Copay |
Specialist |
$25 Copay |
Periodic Health Exam |
$25 Copay |
Periodic OB-GYN Exam |
$25 Copay |
Well Baby Care |
$25 Copay |
Chiropractic |
$25 Copay, 60 consecutive days following an illness or injury |
Mental Health |
Plan pays $25 per visit, up to 20 visits per calendar year |
Prescription Drugs |
|
Generic |
$10 Copay |
Brand |
$30 Copay |
Non-Formulary |
50% Coinsurance |
Separate Rx Deductible |
$250 Individual $500 Family applies to Brand |
Mail Order |
Available |
Outpatient Lab/X-Ray |
No Charge for office visit-related services |
Emergency Room |
$100 Copay (waived if admitted) Plus 20% Coinsurance |
Outpatient Surgery |
$250 Copay per surgery plus 20% Coinsurance for services |
Hospitalization |
$250 Copay per day for first 4 days, then no charge |
Maternity |
|
Pre & Postnatal Office Visit |
$25 Copay |
Labor & Delivery Hospital Stay |
$250 Copay per day for first 4 days, then no charge |
Additional Information |
|
Will insurance company obtain and pay for medical records? |
Yes |
eSign (electronic signature)
|
Yes |
A.M. Best Rating |
A as of 11/06/2006 |
More Insurance Plan Details |
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Exclusions and Limitations |
|
Actions |
|
Company |
|
Plan Name |
Individual Select HMO |
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