SmartSense Plans

Blue Cross SmartSense gives individuals and families reliable health insurance coverage at an affordable price.

How affordable? Monthly premiums for the SmartSense are typically under $100. For example, a 38 year old male living in San Francisco County with a $1500 deductible can pay just $86 a month. And with a higher deductible, your premiums will be even less.

The SmartSense plan gives you access to over 50,000 doctors and 400 hospitals throughout California. SmartSense members are covered for up to $7,000,000 in lifetime benefits. And with a choice of deductibles ranging from $500 to $5,000 for individuals, SmartSense is designed to fit your budget.

The SmartSense plan also makes it easy and affordable to add optional dental coverage and term life insurance benefits.

SmartSense Features

The SmartSense plan gives you...

  • Unlimited doctor visits, with a low $30 copayment - and your first 3 visits won't require you to pay toward your deductible
  • Your choice of generic or comprehensive prescription drug benefits - coverage includes a generic drug copay of just $15 a prescription
  • Up to $7,000,000 in lifetime benefits
  • A provider network of over 50,000 doctors and 400 hospitals

SmartSense also features a "4th Quarter Deductible Carryover" - any money you spend on medical services between October and December will be applied to the next year's deductible, as long as any portion of the deductible was satisfied in the first 9 months of the year.

You can also add optional dental coverage and term life insurance. Get online insurance quotes for Blue Cross SmartSense Plans ans compare plans side by side.

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