individual health insurance

Interim final rules for Preventive Care

There is a provision in the health care reform legislation that requires private plans to cover preventive services with no copays or deductibles. This provision is required to be implemented with plan years beginning on or after September 23, 2010 and is not required of grandfathered plans.

Patient Protection, Preventive Care, and Pre-existing Conditions

In this week's Health Care Reform Update, we're sharing new information about three provisions: "patient protection" regulations, new preventive care regulations, and high risk pools ("pre-existing condition insurance plans"). While there's a lot of information to digest, we're working hard to make sure you and your clients get the most from the law.

More information about pre-existing conditions, limits, rescissions and other patient protection provisions

More information about pre-existing conditions, limits, rescissions and other patient protection provisions
Interim final rule regulations have been published and offer more information about the following health care reform provisions:

Health Insurance for Writers

There was a time when working for a reputable company provided health insurance, vacation, sick days, a retirement plan, and maybe even life insurance. Some companies offered these benefits as part of the employment package, others as a co-pay option far below the cost of individual insurance. These days, however, having a job doesn’t guarantee coverage.

Health Insurance Options for Pre-Medicare Retirees

If you’re in need of finding individual health insurance on your own – because of early retirement or a layoff – various options are available, depending on your circumstances. Here’s what you should consider.

COBRA

What Happened to California Health Insurance for Maternity?

Look at most of the affordable individual health insurance plans available in California and you will notice that virtually ALL of them EXCLUDE maternity coverage.

The California health insurance companies (e.g., Anthem Blue Cross) say that consumers demand "affordable" health insurance policies. One way to reduce the cost of insurance is to reduce the benefits policies provide. Obviously, the cost of having a baby is huge. A normal delivery might cost about $5,000 including pre-natal and post delivery medical charges.

Have you seen Tonik? Three simple, affordable health insurance plans to cover your A-Z. Body, eyes, teeth. You know, the important stuff. Click the Tonik link for details.