individual health insurance

Health Insurance for Writers

There was a time when working for a reputable company provided health insurance, vacation, sick days, a retirement plan, and maybe even life insurance. Some companies offered these benefits as part of the employment package, others as a co-pay option far below the cost of individual insurance. These days, however, having a job doesn’t guarantee coverage.

Health Insurance Options for Pre-Medicare Retirees

If you’re in need of finding individual health insurance on your own – because of early retirement or a layoff – various options are available, depending on your circumstances. Here’s what you should consider.

COBRA

What Happened to California Health Insurance for Maternity?

Look at most of the affordable individual health insurance plans available in California and you will notice that virtually ALL of them EXCLUDE maternity coverage.

The California health insurance companies (e.g., Anthem Blue Cross) say that consumers demand "affordable" health insurance policies. One way to reduce the cost of insurance is to reduce the benefits policies provide. Obviously, the cost of having a baby is huge. A normal delivery might cost about $5,000 including pre-natal and post delivery medical charges.

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